Make
a Payment
To make a BPAY® or Pay Anyone payment choose the Payments
category from the top navigation menu and click the Make
Payment item in the side navigation menu. The Make
Payment screen will be displayed where you will need to complete
the following information:
From
Select the account you wish to make the payment from.
The drop down list displays all your eligible accounts
registered
with Rural Bank Internet Banking.
Note:
Only those accounts where you have an Access Limit of Full Access will be available for selection in the From Accounts list. Those accounts where you have an Access Limit of No Withdrawal will not be shown in the From Accounts list. You can view the Access Limit on each of your accounts by using the Account Signatories function under the Accounts menu.
Pay Anyone Payments made from a Credit Card will be treated as a Cash Advance.
To
Select the payee you wish to pay. The drop down list displays
the payees you have previously set up.
Note:
If the payee is not listed you will need to set up a new
payee. You can do this by selecting either the New
BPAY® or New Pay Anyone
entry from the New Payee drop
down list, or you can use the Payee
List item in the side navigation menu.
When you add a Payee by using the New
Payee drop down list, you can choose whether or not
to add the new payee to your Payee List. If you choose not
to add it to your Payee List it will appear temporarily
in the To drop down list with
a payee id of either BP000
or PA000, but will not be retained
after your session is complete.
To make a Payment to the Australian Taxation Office (ATO) for Business Activity Statement (BAS) payments or other payments for the Tax Office use our Pay Anyone feature and include the following information:
| Bank: |
|
Reserve Bank of Australia |
| BSB: |
|
093 003 |
| Account Number: |
|
316 385 |
| Account Name: |
|
ATO EFT Deposits Trust Account |
| Amount: |
|
|
| Description: |
|
|
| Reference: |
|
|
To ensure your payment is correctly recorded on your Tax Office account you must record your EFT code in the reference field. Your EFT code is the string of numbers immediately above the barcode on the front of your payment advice form. In the case of the BAS the numbers are below the barcode
For further details about creating and modifying Payees
see the Payee
List function.
Amount
Enter the amount you wish to pay including the decimal
point e.g. $99.45.
When
Three radio buttons allow you to choose when the payment
is to take place. Click inside the appropriate radio button
to indicate:
Now
The default is Now. Funds will be withdrawn from your nominated
account as soon as Internet Banking processes the transaction.
Once on
A one-off payment to occur up to 1 year in advance.
Select the day of the month, month and year from the drop
down boxes to the right of the "Once on" field.
The amount will be withdrawn from your account the morning
of the date you have nominated.
Recurring
A scheduled payment to be repeated at a regular frequency.
Use the Frequency option
to select how often the transactions should occur. Options
available are Weekly, Fortnightly
& Monthly.
Use the Starting option
to select when the transactions should commence and the
Ending option to select when
they should cease.
Note:
Monthly payments, if scheduled for the 29th 30th or 31st
will be processed on the last day of the same month if that
date is not valid.
For example, if you select a monthly payment for the 29th,
January's payment will be processed on January 29th, while
February's (if not a leap year) will be processed on February 28th, etc.
You can review and/or cancel future dated transactions
by selecting the Future Payments List option from the side
navigation menu.
For further details see Future
Payments List.
Action Buttons
There are two action buttons available:
Make Payment
Pressing the Make Payment button will pass control to
the Make Payment Verification screen where you can change
the account number, amount and/or description(s).
Clear
Pressing the Clear button will clear the input fields
on the screen.
Top
Payment Verification
The Make Payment Verification screen allows you to verify,
and if required change the Payee Account Number, Amount,
Payee Description and/or Payment Description. This screen
also contains a check box option to update your Payee List
with any changed information on the screen.
Action Buttons
There are two action buttons available:
Continue
Pressing the Continue button will return you to the Make
Payment Approval screen where you can submit the transaction
for processing
Cancel
Pressing the Cancel button will cancel the transaction
and return you to the initial Make Payment screen.
Top
Payment Approval
A payment approval screen will be displayed with the information
you have selected.
Action Buttons
There are three action buttons available:
Approve
Pressing the Approve button will submit the transaction
for processing. This is the final point where you can decide
whether or not to proceed, so you should ensure the details
are correct before selecting this option.
The Account Name may not be cross-matched against the Account Number by the receiving institution. Please ensure that the Account Number is correct before approving this payment.
If you choose to approve the transaction you will be advised
the details have been accepted and issued with an Acknowledgment
Number for use as a reference, should you need to confirm
the transaction at a later date. You will also be presented
with a Print Receipt option.
For further details see Print
Receipt.
Modify
Pressing
the Modify button will return you to the Make Payment
Verification screen. On this screen you are able to change
some of
your payment
details, including the description and the amount.
Cancel
Pressing the Cancel button will cancel the transaction
and return control to the initial Make Payment screen.
Payment Authentication
When a Token is attached to your Pay Anyone service, a
Payment Authentication input box will be displayed within
the Approval screen. As the person who is creating the
Pay Anyone payment, you will need to enter the Authentication
Key in order to Approve the payment. This key is generated by the Internet Banking security token that is linked to your logon details.
Note:
If a second signatory is required to authorise the payment,
you will be presented with additional input boxes where
one of the other signatories can enter their AccessId and
PIN. If, as an authorised signatory, you have not independently
logged on for some time, you may receive a message advising
that you need to log on. This is to accept any updates
to the Terms and Conditions. It is a requirement of the
Bank that all Customers that use the service have seen
and accepted the Terms and Conditions of use.
If a second signature is not entered at this time, any
of the other authorised signatories can review the payment
later by logging on to Internet Banking and selecting the hyperlink
from the Account Balances screen that shows you how many
Authorisations are Pending. (eg. You have 2 Authorisations
Pending) Alternatively they can choose the Accounts category
from the top navigation menu and then selecting the Authorisations
Pending item in the side navigation menu.
Top
Print Receipt
To print a receipt for a financial transaction simply press
the Print Receipt option and you will be presented with a
new window containing the details of the transaction. To print
these details you should use the Print
button on the screen or you can use the standard Print function
of your browser which is located on the File menu (i.e. click
on File and then Print).
When finished you should shut down the new Print Receipt
browser window by using the Close
button on the screen, or by using the Close function on the
file Menu, or by using the Close Window button at the top
right hand side of the screen
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Cut Off Times
BPAY®
Payments will only be processed to BPAY® if requested before
5pm (Eastern Standard Time or Eastern Daylight Savings Time)
on a Banking Business Day i.e. Monday to Friday excluding
Public holidays and Bank holidays. Otherwise payments will
be forwarded on the following Business Day.
Pay Anyone
Payments will only be processed to other Financial Institutions
if requested before 3:30pm (Eastern Standard Time or Eastern
Daylight Savings Time) on a Banking Business Day i.e. Monday
to Friday excluding Public holidays and Bank holidays. Otherwise
payments will be forwarded on the following Business Day.
For example, if you submit a payment on Saturday morning, the payment will be processed on Monday and the money will arrive in the recipient’s account by Tuesday.
Note:
Pay Anyone Payments to Rural Bank accounts will
be processed immediately regardless of the time they
are
submitted.
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